What you are actually getting
Home broadband comes in two pieces: the connection that comes into your home, and a router (BT and some others call it a hub), the box that turns that connection into Wi-Fi for your phone, tablet or laptop. Openreach says most providers send a compatible router when you sign up. Expect to hand it back one day: Sky says any kit it sends is loaned and must be returned when your subscription ends, and BT gives you 60 days to send its equipment back. Other providers set their own rules, so keep the box.
A wired connection is one of four types. Since 16 September 2024, Ofcom's guidance has said providers should name the type in plain words before you buy and again in your contract summary, rather than calling everything "fibre":
- Full fibre: fibre optic cable the whole way to your home. Where it comes indoors, Openreach fits a box called an ONT (optical network terminal). Openreach says the ONT isn't a router; an Ethernet cable links it to your router.
- Part fibre: fibre as far as a cabinet in the street, then the existing copper phone line into your home. If a provider tells you that cabinet is full, our guide to full street cabinets and part fibre explains your options.
- Cable: the network Virgin Media runs.
- Copper: the oldest kind, copper the whole way, usually called ADSL.
What's on offer depends on your exact address, so everything starts with your postcode. For what the boxes on your wall do, our guides to broadband, Wi-Fi, modems and routers and to the full-fibre ONT and your router go further.
You don't need a landline
Broadband no longer has to come with phone line rental. Zen says full-fibre and part-fibre connections don't include a phone line for calls, and that you can add its Digital Voice service when you buy if you want a home phone. BT says its broadband comes with no call service unless you add its Digital Home Phone, and Virgin Media says its fibre broadband doesn't need a phone line.
The old copper telephone network, the PSTN (public switched telephone network), is being shut down, with the switch-off set to finish by 31 January 2027, and home phones are moving onto broadband as a digital service. GOV.UK says most customers should have moved by January 2027, though not every analogue service will be off by then, and that you needn't act until your provider contacts you.
If you just want the internet, look at broadband-only deals. If you want a home phone number, or someone you live with uses a telecare alarm, read the digital landline switchover explained first: GOV.UK points out that telecare equipment on a digital line may stop working in a power cut.
Broadband without a cable: 4G, 5G and satellite
Some homes get broadband over a mobile network instead, through a hub that picks up a 4G or 5G signal. Three's set-up steps are short: check your postcode, plug the 5G Hub in, stand it on a windowsill and go. Our guide on 4G and 5G home broadband as a replacement for a fixed line sets out the trade-offs. Satellite is a further option: see Starlink broadband deals.
What to have ready before you order
Ordering takes minutes once these are sorted:
- Your address, and what reaches it. Compare deals at your postcode to see what reaches your home, or start from broadband deals by area.
- Something to get online with. A phone, tablet, laptop or computer with Wi-Fi. With no device at all, ask a local Digital Inclusion Hub: some give out donated devices through Good Things Foundation's National Device Bank, but the charity doesn't supply people directly and says demand is high, so a device isn't guaranteed.
- An email address and phone number you actually check. BT, for example, asks for up-to-date contact details when you order and sends its updates by email. No email account yet? The free Learn My Way course below shows you how to create one.
- A bank account in your name. Providers such as Virgin Media take payment by Direct Debit, an instruction that lets them collect what you owe from your bank account; Virgin Media says the account must be in the account holder's own name. Setting one up needs your name and address, your bank's name and address, the account number, the sort code and the name or names on the account.
- Your landlord's permission, if you rent. Openreach's installation checklist tells tenants to get the landlord's agreement before any drilling, indoors or out. Renters will find more in broadband for renters.
- A decision on whose name it goes in. See below.
Credit and identity checks
Be ready for the provider to check you before it accepts the order. BT lists a credit check among the conditions of its broadband packages. Virgin Media's policy says a check may happen at any point, that the credit reference agencies keep a record of the search even if you don't go ahead, and that it may use credit scoring to confirm who you are.
A weak result isn't always the end of it. Virgin Media says it may ask for a deposit or put credit limits on the account. For Home Essentials, its social tariff, BT credit checks new applicants and may want a security deposit if the score is low, telling you before the order goes through.
No credit history in your name? Ask first what happens if the check goes against you. Our guide to credit checks and how you can pay explains more, and getting broadband after moving to the UK deals with the extra hurdles for recent arrivals.
Whose name goes on the account
The account holder is the person the provider bills and deals with. Citizens Advice's guidance on disputed bills says a provider can pursue a sole named bill payer for everything owed, even if others in the home used the service; on a joint contract, each of you is liable for the whole bill. In a shared home, agree in writing how the cost is split before anyone signs.
Applying for a social tariff (see below)? Ofcom says the main contract holder must be the person who gets the qualifying benefit, so open the account in their name.
Before you say yes: what you should be shown
For picking a package, see how to choose a broadband package and comparing deals: what the results do and don't show. Whichever you pick, you're protected by these rules:
- A free contract summary. Under Ofcom's rules you're entitled to a free contract summary before any contract is formed, and that the contract doesn't take effect until you agree to it having received that summary. The information you get beforehand must also state the price, activation charges included. Our guide to your broadband contract summary goes through it line by line.
- Price rises in pounds and pence. From 17 January 2025, providers have had to tell you before you sign exactly what any rise during the contract will be, in money rather than percentages, and when it will happen. New contracts can no longer link rises to inflation.
- The connection type, in plain words. One of the four labels above, never just "fibre".
- The minimum term. BT, for example, offers its broadband on 12-month or 24-month terms. Our guide to choosing a broadband contract length helps you decide.
Questions to ask before you order
Asking over web chat or by email gives you a written record of the replies:
- Will an engineer need to visit, or can you switch the service on remotely?
- Is there an activation or set-up charge?
- Is a home phone included, and do I need one?
- Will you credit check me, and could you ask for a deposit?
- When does billing start?
- Is the router mine to keep or on loan, and how would I send it back?
Where we fit in: SwitchMyBroadband shows live deals through a comparison partner's widget, but we don't sell broadband or take orders. You order from the provider itself, on its terms. Our broadband providers hub has a page on each provider we cover.
From order to first use, step by step
Each provider runs its own process. The steps below use BT's help pages as a worked example, checked in October 2026; your own confirmation email is the version that counts.
- You get a confirmation. BT says it agrees an activation or installation date with you, then confirms the details by email or letter. The activation date (often called go-live day) is when your broadband is switched on. You can track the order online or in the My BT app.
- An engineer visits, or doesn't. See the next section.
- The router arrives. BT says its hub comes by Royal Mail on a weekday between 7am and 6pm, either the day before go-live or on the day itself, with a text beforehand. If it won't fit the letterbox it may be left in a safe place or with a neighbour.
- Your broadband goes live. BT says the service can switch on at any point until midnight on your activation date, so no connection by lunchtime doesn't yet mean something has gone wrong.
- You connect your devices. See "Getting your first device online" below.
- Billing starts. BT says billing begins the day after activation. A first bill above the agreed monthly price isn't necessarily a mistake: the first broadband bill explained shows what it can include.
Will an engineer need to come?
It depends on what's already at your home, which the provider checks when you order:
- Full fibre (Openreach): at a new address, Openreach's engineer fits an ONT if there isn't one already. Where the equipment is in place, your provider may be able to switch the service on without a visit.
- Sky: if your home already has an active line, Sky says you won't need an engineer and you connect the Sky Hub yourself on the install date. Otherwise an Openreach engineer installs the service.
- Virgin Media: it checks your postcode to see whether its QuickStart self-install kit will work; the wall socket must be firmly fixed, within 3 metres of the Hub and any TV box, with its silver connectors visible. If QuickStart isn't possible, a technician installs at no extra cost. Virgin Media says the wait for a technician is up to 7 days where it has served the property before, and could be up to 14 days otherwise.
If no engineer is coming, our step-by-step guide to self-installing your broadband covers plugging in. Each provider's plans are on our BT, Sky and Virgin Media broadband deals pages.
On engineer day
For an Openreach full-fibre installation, Openreach's own checklist says:
- Allow most of the day. Installation usually takes around four hours, and a decision maker over 18 has to be there throughout.
- Some work may come first. The cable runs from a nearby pole, or underground, to a small box on your outside wall; that work may happen before installation day, and complex jobs can need a second visit.
- Choose the router spot in advance. Pick a spot near a double plug socket where Wi-Fi will reach the rooms you use, not under the stairs. The router and the ONT sit close together.
- Have your main device charged. At the end, the engineer connects it to the new router and checks it works.
With BT, for example, you get a timeslot plus the engineer's name and contact details, and you can change the booking up to 1pm the day before. Our full fibre installation guide walks through the visit itself.
Getting your first device online
Your Wi-Fi network name (sometimes shown as the SSID) and password are printed on the router: Virgin Media puts them on a label on the side or bottom of its Hub, and Three on the bottom of its 5G hub. On your device, open the Wi-Fi settings, pick that network name and type the password exactly as printed, capital letters included.
Lost the label? Our guide on how to find a forgotten Wi-Fi password shows where else to look. Once you're online, our broadband speed test shows the speed you're getting.
If the start date slips
Ofcom runs a voluntary automatic compensation scheme, and according to ISPreview's April 2026 report of Ofcom's figures, from that month members pay £6.46 for each day the start of a new service is delayed past the agreed date, and £32.31 if an engineer misses a booked appointment. ISPreview's list of members at that time included BT, EE, Plusnet, Hyperoptic, Sky (including NOW), TalkTalk, Utility Warehouse, Virgin Media, Vodafone and Zen; ask your provider whether it is signed up. Our automatic compensation guide explains the rules, and if you need to get online in the meantime, see stopgaps while you wait for installation.
If you change your mind
Signed up online or over the phone? Then, according to Citizens Advice, you can usually cancel a phone or broadband contract within 14 days without a cancellation charge, although you're likely to be billed for whatever you've used by then. Signing up in person, in a shop for instance, doesn't give you that legal 14-day right. If you do cancel, send back any kit the way the provider tells you. Our guide to the broadband cooling-off period sets out how to cancel in time.
If money is tight
Check these before deciding home broadband isn't affordable:
- Social tariffs. Lower-priced packages for households on Universal Credit, Pension Credit and certain other benefits. Ofcom's list (page last updated 17 August 2026) shows home broadband social tariffs from £12 to £25 a month; its £10 entries are mobile SIM plans. Ofcom adds that the price won't rise mid-contract and there's no fee to leave early. Our guide to broadband social tariffs explains who can apply, and what happens to a social tariff when benefits change looks ahead.
- Your work coach. Citizens Advice says people with a Jobcentre Plus work coach may be able to get six months of free internet, so ask yours.
- Your council. See whether your council can help with broadband bills.
All the options are gathered in free or low-cost ways to get online, and cheap broadband deals shows lower-priced deals at your address.
Free help learning to use the internet
For complete beginners:
- Learn My Way. A free online course from Good Things Foundation. Its topics include using a touchscreen, keyboard and mouse, creating an email account, staying safe online and spotting scams, searching for jobs, and the basics of video calling. You can work through it alone, or with help at a registered hub.
- Digital Inclusion Hubs. Good Things Foundation's online map finds local hubs that help people use the internet. Its National Digital Inclusion Network has over 8,000 member organisations, offering free digital skills help, free mobile data SIMs through the National Databank (for adults 18 or over in a low-income household without enough internet access) and, where stock allows, devices through the National Device Bank.
- Your local library. GOV.UK says libraries offer free internet access and free learning materials. Its library finder covers England and Wales only; elsewhere, search for your local library service.
- A free qualification (England). Adults aged 19 or over who are assessed as not having essential digital skills can study for an Essential Digital Skills or Digital Functional Skills qualification, at entry level or level 1, fully funded. You usually need to be living in England on the day the course starts. Responsibility for this guidance moved to the Department for Work and Pensions on 1 April 2026, and the page says to keep following it. The National Careers Service (0800 100 900) can point you to local providers.
- Help at home or by phone. AbilityNet's free volunteers, more than 450 of them and all DBS-checked, help older and disabled people with technology at home or by phone (0300 180 0028). Our guide to broadband for older people covers more support.
If one reason you're getting broadband is to study, sitting an online exam at home covers the connection checks worth doing before the day.
Your first-month checklist
Once you're connected:
- Keep the confirmation email and contract summary somewhere safe.
- Write down when your minimum term ends. When it does, you can compare deals at your postcode again, or use our tips on how to haggle with your broadband provider.
- Check your first bill against the price you agreed, and your Direct Debit amount. The Direct Debit Guarantee says the organisation will normally tell you 10 working days before it collects a changed amount, or on a changed date or frequency, unless you've agreed otherwise.
- If you're struggling to pay, or something makes you vulnerable, such as a health condition, tell your provider. Citizens Advice says it should treat you fairly and help you stay connected.
First-time broadband FAQs
Do I need a landline to get home broadband?
No. BT says its broadband includes no call service unless you add its Digital Home Phone, Zen says full-fibre and part-fibre connections no longer come with a phone line for calls, and Virgin Media says its fibre broadband doesn't need one. The copper phone network is due to be switched off by 31 January 2027. If you only want the internet, a broadband-only deal is enough.
Will a broadband provider credit check me, and could I need a deposit?
Expect a check. BT lists one among the conditions of its broadband packages, and Virgin Media says it may check you at any time and may ask for a deposit or set credit limits. BT mentions a possible security deposit only for new Home Essentials (social tariff) applicants with a low credit score, and tells you before the order completes.
Will an engineer need to visit, and how long does it take?
Only when the right equipment isn't already in place. For full fibre, Openreach fits an ONT where there isn't one and says installation usually takes about four hours, with an adult decision maker present throughout. Virgin Media checks your postcode to see whether you can self-install with QuickStart instead. Where everything is in place, the provider may switch you on without a visit.
When do I start paying for broadband?
It varies by provider. BT, for example, says billing begins the day after your broadband is activated. Your confirmation email should give the activation date and when the first payment will be collected. If the first bill comes in above the monthly price you agreed, our guide to the first broadband bill explains what it can include.
Can I cancel new broadband if I change my mind?
Usually, if you signed up online or by phone. Citizens Advice says that in that case you can normally cancel within 14 days without a cancellation charge, although you're likely to be billed for anything you've already used. Signing up in person, in a shop for instance, doesn't give you that legal 14-day right, so ask the provider about its own policy.
Where can I get free help learning to use the internet?
Good Things Foundation's free Learn My Way course covers basics such as using a touchscreen, setting up email and spotting scams, alone or with help at a local Digital Inclusion Hub. Libraries offer free internet access. In England, adults 19 or over without essential digital skills can usually take a fully funded qualification, and AbilityNet's volunteers help older and disabled people (0300 180 0028).



